Knowing if bankruptcy is the best debt relief option can be a challenge. Searching online you will find several web sites promoting alternatives to bankruptcy such as debt settlement. Alternatives to bankruptcy sound good in the beginning but many times leave you in a worse financial situation. Bankruptcy is not a bad choice and people from all walks of life file bankruptcy. The reality is bankruptcy is a viable debt relief option for those unable to repay their debt. You may want to consider bankruptcy if it’s best for you..